Are credit unions covered by the FDIC as banks are?

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

Credit unions are not covered by the FDIC; however, they are covered by the National Credit Union Administration (NCUA) which works similarly as the FDIC. The federal government oversees the NCUA and insures the accounts of all of our members with the National Credit Union Share Insurance Fund (NCUSIF).

Contact Us

If you have any questions regarding our accounts and how they operate, contact the Valley Federal Credit Union main branch at (956)546-3108.

Why Bank with VFCU?

✓

Member-owned, with service that puts you first

✓

Local decision-making and fast, friendly service

✓

Secure online and mobile banking tools

✓

Support from a community-focused credit union

✓

Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today