Banking Services

STAR Checking Account

STARCheckingAccountVFCU ValleyFederalCreditUnion BrownsvilleCreditUnion HarlingenCreditUnion

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

The Star Checking account is designed for those who like extra benefits/perks/bonus for a small monthly fee. 

Rate Information: The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Compounding and Crediting: Dividends will be compounded every day. Dividends will be credited to your account every month.

Minimum Balance Requirements: The minimum balance required to open this account is $25.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield.

Transaction Limitations: No transaction limitations apply to this account.

Fees and Charges: A monthly STAR fee of $8.00 will be charged each statement cycle

Benefits

  • $25.00 Opening Balance
  • No Minimum Balance
  • Over Draft Protection from Savings
  • Unlimited Transactions
  • Monthly Service Fee $8.00
  • Visa Debit 
  • Free Online Banking, 
  • Free Bill Pay, Mobiliti, Text Alerts
  • Free e-Statements 
  • Free Notary 
  • 1 Free Box of checks per year
  • 1 Free Stop Payment for Personal Check or ACH Per Quarter
  • 3 Free Offical VFCU Checks Per Month
  • Free Financial Advisor 
  • Travel Benefits
    • Travel Reservation Services
    • Bonus Travel Dividends
    • Auto Rental Discounts
    • Lost Luggage Locator Tag
    • Lost Key Return Service
  • Shopping and Entertainment Benefits
    • Movie Ticket Discounts
    • Grocery Discounts
  • Warranty Benefits
    • New Product Price Protection
    • Extended Warranty
    • 90-Day Product Protection
  • Insurance Benefits
    • Accidental Death & Dismemberment Insurance
    • Common Carrier Accidental Death & Dismemberment Insurance
  • Health Benefits
    • Eyewear Discounts
    • Contact Lens Discounts
    • Pharmacy Discounts
    • Medical Assistance

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today