Fraud Scam Prevention with VFCU

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Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

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Get friendly, personalized support from a team that’s here for you.

[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text]Scams and fraud are constantly evolving — but so are we. Valley Federal Credit Union is here to help you stay a step ahead of the criminals trying to steal your money or information.

If you suspect fraud:
Call us right away or reach out to:

· Visa Debit: 1-800-472-3272
· MasterCard: 1-866-422-8053

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Spot the Signs Before They Strike

Fraudsters use clever tricks — fake texts, emails, and calls — to get your info.
Here’s how to protect yourself:

  • Review your account activity often
  • Never share personal details or passwords
  • Change your online banking passwords regularly
  • Report anything unusual immediately

Learn how to recognize common scams →

Don’t Trust Caller ID

Caller ID cannot be trusted. Scammers spoof numbers every day, including credit unions like VFCU, to trick people into answering.
The takeaway: Never rely on caller ID to verify who’s calling. Stay smart about scams

Fraud steals your information — scams trick you into giving it away.
Knowing the difference helps you stay safe.

Explore fraud prevention tips →

Fraud Facts at a Glance

Online scams change fast. Stay informed about new tactics targeting members just like you.

See the latest scam alerts →

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How VFCU Protects You

Your safety is built into everything we do.
We partner with trusted national agencies to fight fraud on every front:

Report a suspected scam →

Protecting Your Online Banking Account

At Valley Federal Credit Union, protecting your personal and financial information is a priority. Additional identity verification helps safeguard your online banking account against unauthorized access.

How Additional Login Verification Works

When signing in to online banking, you may be asked to verify your identity using a security code sent to your registered phone number. This additional step helps protect your account by confirming that the person attempting to sign in is authorized.

Tips for Keeping Your Account Secure

  • Never share your online banking password or verification codes with anyone.
  • Keep your contact information updated so you can receive important account notifications.
  • Be cautious of unexpected calls or text messages requesting personal information.
  • Remember that caller ID can be spoofed. Never rely on caller ID alone to verify that someone is contacting you from VFCU.
  • If you receive a suspicious message or notice unusual account activity, contact Valley Federal Credit Union directly using its official contact information.

Important: VFCU will never ask you to disclose your online banking password or one-time security code in an unsolicited call, email, or text message.

Want to Learn More?

Discover how federal regulators and VFCU work together to keep your funds secure.
Visit the NCUA for details →[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today