Routing Number: 314978132

What makes a credit union superior to a banking institution?

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

The biggest advantage to being with a credit union is the membership. When a person joins one, they are given a stake in the company and can elect Board to Directors who best serve their interests. Since credit unions are member-owned, not only is a member’s money invested in the success of the institution, the member is as well. Credit unions are also well-known for the superior rates given to their members via the successful earnings of each. Credit Unions also offer no charges for ATM services, checking and savings accounts. They even offer refunds for ATM surcharges.

Contact Us

Contact the Valley Federal Credit Union in Brownsville for any questions regarding credit union membership and services at (956) 546-3108.

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Open an Account Contact Us

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today