Why Do I Have to Have a Savings Account to Have a Checking Account?

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

Not all credit unions require this. There are certain restrictions and terms that apply in opening a savings account or a checking account. Most credit unions offer free checking and savings accounts.

Contact Us

For more information on opening a savings or checking account, contact the banking professionals of Valley Federal Credit Union at their Brownsville branch at (956) 546-3108, or their Harlingen branch at (956) 425-5668.

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today