Routing Number: 314978132

Is there a minimum age limit on who can open an account?

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At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

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No, there is not. A checking account can be opened for anyone over the age of 18. However, at VFCU we offer a Youth Account for anybody that is interested in a checking account but has not reached the age of 18. To open a Youth Account the minor will need a cosigner to stay on the account until that person reaches 18, along with proper identification and a $5.00 deposit to open it.

Contact Us

To learn more about the Youth Account for your child, visit our North branch at 100-A Alton Gloor Boulevard in Brownsville. We are open on Monday-Thursday from 9 A.M. to 4 P.M. or Fridays from 9 A.M. to 6 P.M.

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

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Have questions? Call us at (956) 546-3108.

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