How Do CU Rates Differ From a Bank?

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

Depending on the bank loan, rates may be considerably different. Credit unions offers very competitive rates for loans and investments. Banks have higher rates so that they can make a profit and pay their shareholders. Credit unions are owned by their members.

Contact Us

For more information about loan rates, contact the loan professionals of Valley Federal Credit Union at their Brownsville location by calling (956) 546-3108 or their Harlingen office at (956) 425-5668.

Why Bank with VFCU?

✓

Member-owned, with service that puts you first

✓

Local decision-making and fast, friendly service

✓

Secure online and mobile banking tools

✓

Support from a community-focused credit union

✓

Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today