Free Checking

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

Some banks may charge you for a checking account, but our credit union won’t. Enjoy free checking on VFCU with no monthly service fee! You can stay on track of your finances and see purchases made on your checking account with our mobile app as well.

Minimum Balance Requirements: The minimum balance required to open this account is $25.00.

Benefits

No Monthly Service Fee
VFCU ATMs are Free to Use
Stripes ATMs Cost $0.75 to Use
Non VFCU ATMs Cost $2.50 to Use
Free Online Banking: Bill Pay, e-Statements, Mobiliti, Text Alerts
Notary Service Cost $5.00 to Use
Visa Debit (with UChoose Rewards Points)

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Open an Account Contact Us

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today