A savings account at VFCU allows you to deposit your money and earn a minimal – modest amount of interest. Through a credit union, these accounts are insured and allow you to store money safely with each paycheck.
A little goes a long way over time, so contact VFCU to open one today.
Rate Information: The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Minimum Balance Requirements: The minimum balance required to open this account is $25.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield.
Transaction Limitations: During any month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. No more than three of the six transfers may be made by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the credit union.
Build Your Savings With VFCU
Whether you’re building an emergency fund, saving for an upcoming purchase, or simply working toward a stronger financial future, a VFCU savings account gives you a convenient place to set money aside and work toward your goals.
Regular contributions can make a difference over time. Members can use their savings account alongside VFCU’s digital banking tools to monitor their balance, transfer funds between eligible accounts, and keep track of their progress.
Simple Ways to Grow Your Savings
Building savings doesn’t have to happen all at once. Setting aside a manageable amount on a regular basis can help you create a consistent savings habit.
Consider using your VFCU savings account to:
- Build an emergency fund for unexpected expenses
- Save toward a major purchase or upcoming expense
- Set aside a portion of each paycheck
- Keep savings separate from everyday spending
- Work toward short- and long-term financial goals
Explore More Ways to Save
As your savings grow, you may want to explore additional VFCU options based on your goals and how soon you may need access to your money.
Money Market Accounts
Keep additional savings accessible while earning dividends on qualifying balances.
Share & Jumbo Certificates
Choose from available certificate terms when you’re comfortable setting funds aside for a specified period.
Roth IRAs & IRA Certificates
Explore VFCU retirement savings options designed for longer-term financial goals.
Christmas Club
Set money aside throughout the year to prepare for holiday expenses.
Savings Accounts for Brownsville and Harlingen Members
Valley Federal Credit Union serves members throughout Brownsville, Harlingen, and the Rio Grande Valley. Whether you’re opening your first savings account or looking for additional ways to reach your financial goals, our team can help you explore the savings options available through VFCU.
Start Saving With VFCU
A savings account can be the foundation for building better financial habits and preparing for what’s ahead. Contact VFCU or visit your nearest branch to learn more about opening a savings account.
