Savings & Checkings

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Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

checking and savings rates header 1 - Valley Federal Credit Union

Account Type Rate APY Comments
Regular Share Account 0.15% 0.15% Dividends paid on balances over $500.00.
Youth Share Account 0.15% 0.15% Dividends paid on balances over $100.00
Christmas Club Account 0.15% 0.15% Dividends paid on balances over $1.00
Checking Accounts
STAR Checking Account 0.10% 0.10% Dividends paid on balances over $500.00
FREE Checking 0% 0% No dividends paid.
All Certificates Are Automatically Renewed. Rates subject to change. Fees could reduce the earnings on the account.

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today