Banking Services

Youth Share Draft (77)

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

At VFCU, we understand the importance of fostering smart money habits from an early age. Our Youth Checking Accounts are designed to make banking fun and educational for the younger generation. Teach your child the value of savings, responsible spending, and the joy of watching their money grow with Valley Federal Credit Union. Start their financial journey today, because at VFCU, we believe in building a brighter financial future for every member of the family!

Account Services

No Monthly Fee, No Minimum Balance
Visa Cards with Reward Points (UChooseRewards.com)
Non-Sufficent Funds (NSF) $30.00
Charge Back Fee $30.00
INACTIVE DORMANT ACCOUNTS $5.00

Minimum Balance Requirements: The minimum balance required to open this account is $25.00.

Benefits

  • No Monthly Service Fee
  • VFCU ATMs are Free to Use
  • Stripes ATMs Cost $0.75 to Use
  • Non VFCU ATMs Cost $2.50 to Use
  • Free Online Banking: Bill Pay, e-Statements, Mobiliti, Text Alerts
  • Notary Service Cost $5.00 to Use
  • Visa Debit (with UChoose Rewards Points)

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today