Will my credit score be affected if I make late payments on my loan?

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

FAQ: Will my credit score be affected if I make late payments on my loan?

Yes. Most loans will report late payments to the Federal Credit Bureau. This can lower your credit score. Be sure to keep up with your payments. For more information, call Harlingen’s most trusted credit union, Valley Federal Credit Union, at 956-425-5668.

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

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