Loans from Credit Unions

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

Getting a loan from a credit union is very different from getting one from a corporate bank. Since credit unions are nonprofit, they are essentially owned by their customers. Because of this fact, there are several advantages to members who choose to apply for a loan with their credit union.

Advantages and loan types are different at each credit union. To find out what you’re eligible for, contact VFCU at (956)546-3108 or (956) 425-5668. There are two very simple steps you must take to receive a loan.

  1. Become a member – In order to be eligible for a credit union loan, you must be a member first. Make sure you meet the criteria at the Harlingen credit union.
  2. Apply – Apply by calling your local credit union. Ask them about the types of loans they offer and let them know which one you’re interested in applying for.

Of course, you will have to share your credit score and prove that you’ll be able to pay back the loan in a timely manner. Having a co-signer helps as well. Contact the friendly team at Valley Federal Credit Union, Harlingen and Brownsville’s trusted credit union. Call us at (956)546-3108 or (956) 425-5668.

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Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

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