News & Resources
Tips, news, financial education from Valley Federal Credit Union to help you borrow smarter, save more and bank with confidence.
Banks are making record profits this year. According to CNN Money, big banks have racked up $6.4 billion in ATM and overdraft fees alone. Retail banks, or consumer banks, are not only frustrating Americans, but are leading them to seek an alternative for their financial
Loans serve a single purpose; to help you afford whatever it is you’re looking to buy. Personal loans are a little more flexible in terms of what you can use them for. Usually, customers opt to take advantage of low interest rates to consolidate debt
One of the biggest gripes most people have when trying to live a hassle-free financial life is eliminating unnecessary little things. Yes, paying bills is something everyone will always have to do, but does it really have to be so tedious and time-consuming? At Valley
Whether we like to admit it or not, credit scores can have a profound effect on what we can purchase and how much we pay for certain items. They’re a record of your purchasing behavior, similarly to how driving records give insurance companies a glimpse
In our previous blog post, we discussed in length how to take charge of your own financial affairs while in college. Good spending habits like making a budget, being responsible and accounting for your finances are great ways to kickstart your college life. Now, let’s
For many students across South Texas, August marks the month of finally heading off to college and being on your own. It’s also the time when you’ll be in charge of your own financial affairs. You’ll be able to decide when and how to spend
Teaching children about money is not something many parents think about, but it’s one of the most important lessons a responsible mother or father can do. As history has taught us, it’s hard to know when tough economic times will happen. Teaching our children about
For small business owners, the summer can bring great opportunities for branding and marketing your company. Depending on the industry you work in, this period can offer a new stream of sales and exciting business opportunities. Even though we’re well into summer, it’s still not
Sometimes, understanding the complexities of retirement accounts can seem daunting, especially those that involve opening one on your own without having anyone explain to you exactly what they are. Let’s talk about a retirement account that you can open up on your own without the
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