News & Resources
Tips, news, financial education from Valley Federal Credit Union to help you borrow smarter, save more and bank with confidence.
Credit unions differ from banks in several ways but now they are beginning to offer investment services in an attempt to lure customers away from banks. Along with offering lower fees, lower interest rates and that personal touch, they also offer financial services. Callahan and
Tax time is stressful for everyone. Credit unions are offering tax assistance to their members and the NCUA is reminding them to inform their members of the Earned Income Tax Credit (EITC). This tax credit can be extremely welcome, especially to low-income families. Since its
Beginning a college career is the halfway mark of life. It is the transitional phase between awkward school dances to being a full-fledged adult in the workforce. Those first four years of university life define and mold the person we will become. We learn responsibility
Credit unions across the country have been making a name for themselves in the financial institute industry in recent years. The Credit Union National Association’s Economics and Statistics Department (CUNA) recently announced that due to more competitive rates and lower fees, 93.3 million members saved
Credit unions are known to help their members succeed in whatever way possible. This includes offering private student loans for their college-bound members. Everyone understands that attending college requires a financial commitment that can’t always be completely filled without some sort of aid. Students should
The holidays are typically a frenzy of parties, shopping and family reunions. Giving back to the community is also a major part of the holiday season. Credit unions are active participants during the holiday season and also give back to the community by extending their
The NCUA Board approved the rule that would eliminate the use of credit ratings as a way to determine investment creditworthiness. This rule was brought into play after credit ratings plummeted in today’s economy. Credit Unions will now consider several factors to determine eligibility for
It seems as though every bank today has a mobile app or offers easier ways to bank from your computer. Credit unions are not far behind. In fact some larger credit unions are ahead of banks when it comes to technological advances like web chat,
In the wake of the housing bubble’s burst and the aftermath leading to the Great Recession, credit union membership has grown. The driving forces behind membership increases are assisting in home purchasing and refinancing of existing home mortgages. Since their inception, credit union memberships have
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