Routing Number: 314978132

Is it easy to switch from a bank to a credit union?

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

Simple & Secure

Tools that keep your accounts safe and easy to use.

Always Available

Bank on your schedule, online or by phone.

Local Service

Get friendly, personalized support from a team that’s here for you.

In most cases it is easy to switch from a bank to a credit union. There are a few things you should check before switching over:

Check eligibility
Compare credit unions
Convenience

Switching from a bank to a credit union does have its perks, such as great customer service, no added fees, lower interest rates, free checking, and no minimum deposit required. These are only a few of the reasons to make your banking experience a better one.

Contact Us

If you’re tired of paying ridiculous bank fees, check to see if you qualify to become a member. Contact VFCU at the Harlingen credit union branch at (956) 425-5668, or the Brownsville credit union branch at (956) 546-3108.

Why Bank with VFCU?

✓

Member-owned, with service that puts you first

✓

Local decision-making and fast, friendly service

✓

Secure online and mobile banking tools

✓

Support from a community-focused credit union

✓

Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Open an Account Contact Us

Have questions? Call us at (956) 546-3108.

Not a member yet?

Join Valley Federal Credit Union and experience banking that puts you first.

Join Today