If you absolutely cannot pay a payment on time, 30 days is the longest you should wait. Your credit score is 35% based on debt that is 30 days late.
At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.
Tools that keep your accounts safe and easy to use.
Bank on your schedule, online or by phone.
Get friendly, personalized support from a team that’s here for you.
If you absolutely cannot pay a payment on time, 30 days is the longest you should wait. Your credit score is 35% based on debt that is 30 days late.
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Member-owned, with service that puts you first
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Local decision-making and fast, friendly service
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Secure online and mobile banking tools
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Support from a community-focused credit union
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Two branches serving Brownsville and Harlingen
Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.
Have questions? Call us at (956) 546-3108.
Join Valley Federal Credit Union and experience banking that puts you first.