What is the minimum deposit to open a checking account?

Banking Made Simple

At Valley Federal Credit Union, we make it easy to manage your money with services built around how you bank. As a member-owned credit union, we’re committed to providing secure, convenient tools and personalized service to members throughout the Rio Grande Valley.

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To open a checking account you must start with $25.00. Unlike with a savings account, your amount in checking can go below this amount once you begin using it. VFCU offers a free checking account with no monthly fees or transaction limitations and also offers a more advanced STAR account that charges an $8.00 monthly fee.

Contact Us

If you are interested in opening a checking account with Valley Federal Credit Union, visit one of our branches or call us at (956) 546-3108 today.

Why Bank with VFCU?

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Member-owned, with service that puts you first

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Local decision-making and fast, friendly service

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Secure online and mobile banking tools

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Support from a community-focused credit union

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Two branches serving Brownsville and Harlingen

Ready to Get Started?

Open an account online or speak with a Valley Federal Credit Union representative to find the best option for you.

Have questions? Call us at (956) 546-3108.

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